Buy Here Pay Here > Car Lots > Louisiana

Buy Here Pay Here, LA

Louisiana, LA in house car dealer loans for autos from local auto outlets with guaranteed lease to own cars or autos. Financing a used car or getting approved for bad credit car leasing is easy with our we finance car centers in.'s car dealerships have lease to own programs, which are perfect for people with terrible credit that need a 2nd chance. So instead of driving around to main street motors or the local auto mart apply with us today. In most cases, everyone qualifies for a guaranteed approval with terrible credit or poor credit. Get a fresh start at one of our in house credit auto outlet car centers with tote the note we finance auto sales.

Get Approved for Dealer Financing Online Today!

Buy a Used Car Today with BHPH or Lease to Own

Get started now by filling out the form below. The process is fast, easy, and secure!

Apply By Phone (855) 769-3482


Realtime BHPH Results for People with Bad Credit in Louisiana

French Settlement, LA resident Mavis has been approved for a used car with $0 down.
Jun 27, 2017 - 12:21 am

Hale from Covington, LA has been approved for a car loan with $650 down.
Jun 27, 2017 - 08:00 am

Ellery from Swartz, LA has just qualified for a no money down used car loan.
Jun 27, 2017 - 10:09 am

Louisiana Lease to Own Financing

Our Louisiana used car lots have in house financing available

Buy a car with bad credit in LA cities through one of the many buy here pay here car lots in LA that are part of our Louisiana buy here pay here car dealer network.

Our Louisiana buy here pay here dealers also offer financing from the nation's most time-tested sub prime lenders.

When you apply online you can get approved before you visit a dealership in Louisiana with in house financing. Our application has zip code routing so we will find a local dealer ready, willing, and able to sell you a car.

All Louisiana Car Lot Locations

What People in Louisiana are Saying

, Louisiana  Buy Here Pay Here

"I was very pleased with the service I received. I was treated respectfully and not as someone who couldn't be helped due to credit problems." Derek S.

"I really enjoyed being treated as a person, not at all like the other dealership I went to. No pressure was shown. They cared about the person, not just making the sale." Matt B.

"What a great experience. Our rep was very excellent to work with. We thank you very much for working with us." Jessica K.

"Excellent service and great car. Very satisfied!" Roger P.

Top Louisiana Dealer Financing Locations

Rent to Own Cars

Rent to own cars have several advantages, and a few disadvantages for car buyers with bad credit or low credit scores. When you enter a rent to own car buying agreement make sure you read the fine print, several contracts contain a reset clause if your payments are late. In other words, if your rent to own scheduled payment is late, the equity you have build up could be forfeited.
Another option to consider is lease to own cars. With this type of transaction the end of lease buy out is set to $1.00. The lease to own car lot will determine the value of the vehicle and calculate the monthly payment you can afford. After that they simply divide the value by your monthly payment, which includes a money factor", which is similar to an auto loan interest rate, to determine the length of the lease.
Both rent to own cars and lease to own cars require less money down to complete the transaction. For example, if you were to buy a car valued at $10,000, and your states sales tax rate was 6%, you would need an extra 600 dollars as money down to buy the car. If the monthly lease or rent to own payment on the same vehicle was $250 per month before tax, you're after tax payment would be $265.
In other words, if your lease or rent to own, the sales tax is paid monthly, if you buy a car the sales tax payment is due immediately, and most lenders will not let you borrow money to pay the state sales tax and other fees.
Lastly, rent to own cars have a very big advantage over lease to own cars, or buying a used car with bad credit. If you don't like the car, simply give it back, with no stings attached.

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