Buy Here Pay Here > Car Lots > Michigan > Detroit

Buy Here Pay Here Detroit, MI

Detroit, MI in house car dealer loans for autos from local auto outlets with guaranteed lease to own cars or buy here pay here autos. Financing a used car or getting approved for bad credit car leasing is easy with our we finance car centers in Michigan.

Detroit, MI buy here pay here lots

Get approved at car dealers with bad credit car leasing in Detroit, MI. At our approved poor credit car centers. You deserve a second chance to recover from a terrible credit rating. With tote the note fresh start guaranteed auto credit, you'll be on your way to rebuilding your auto credit rating and living a better life. To see for yourself how easy it really is, apply online today, and drive today.

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Buy a Used Car Today with BHPH or Lease to Own

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Realtime BHPH Results for People with Bad Credit in Detroit, MI

Melany from Novi, MI just applied for a used car loan.
Apr 25, 2017 - 07:52 pm

Fenton, MI resident Brigette has been approved for a used car with $0 down.
Apr 26, 2017 - 06:26 am

Aron has just finished the application for a used car loan in La Salle, MI.
Apr 26, 2017 - 01:15 am

Lease a car with bad credit in Detroit, MI

With BHPH and RTO auto dealers in Detroit there is no credit check to approve the loan or lease. The owner of the car lot is lending the money to buy a used car on his or her car lot. Since the recent economic downturn this type of lending has become more popular with car dealers and car buyers in Michigan. It helps auto dealers sell more cars, and car buyer find reliable transportation.Bad credit car lease dealers.How much money down is needed? A good rule of thumb for auto leasing is to have enough cash pay the 1st payment. If you're buying a car plan on having enough cash to pay the Michigan taxes and fees.

What People in Detroit are Saying

Detroit, Michigan  Buy Here Pay Here

"I really enjoyed being treated as a person, not at all like the other dealership I went to. No pressure was shown. They cared about the person, not just making the sale." Matt B.

"What a great experience. Our rep was very excellent to work with. We thank you very much for working with us." Jessica K.

"Excellent service and great car. Very satisfied!" Roger P.

Available Vehicles in Detroit, MI

Used 2008 Jeep Compass
Price: $6,839
Miles: 103,771
Used 2008 Chevrolet Impala
Price: $6,176
Used 2009 Mazda Mazda3
Price: $5,995
Miles: 111,329
Used 2008 Scion tC
Price: $4,777
Miles: 182,029
Used 2009 Ford Focus
Price: $5,800
Miles: 100,583
Used 2009 Ford Focus
Price: $6,975
Miles: 77,986
Used 2010 Chevrolet Cobalt
Price: $5,800
Miles: 94,601
Used 2004 Saturn Ion
Price: $3,995
Miles: 132,504
Used 2007 Dodge Grand Caravan
Price: $6,995
Miles: 61,204
Used 2006 Lincoln Zephyr
Price: $6,000
Miles: 103,802
Used 2004 Honda CR-V
Price: $6,300
Miles: 150,050
Used 2009 Mazda Mazda3
Price: $6,500
Miles: 146,475

All Michigan Car Lot Locations

Bad Credit Car Loan Interest Rates

Lease to Own CarsBefore setting out to get a bad credit used car loan, make sure that your expectations are realistic. Most people with bad credit do not get approved for the “No Money Down” adds that you see on T.V.

Many people with bad credit learn that they have limited choices of vehicle when they are on the bottom tier of credit worthiness. When in this situation, you must realize that first the dealership has to find a lending institution that is willing to give you a loan. Once the dealer has found a bank that is satisfied with your stipulations, then the dealer will find a vehicle that fits the banks criteria. If the car lot cannot find a finance company to approve your loan they may decide to loan you the money them selves with a lease to own cars for BHPH program.

Here are a few examples of what you can expect to pay for standard high risk loan:

Monthly Payment Term Cash Down Purchase Price Interest Rate Sales Tax Amount Financed
360 48 1,000 11,179 23 693 11,247
328 48 2,000 11,179 23 693 10,247
342 48 1,000 11,179 20 693 11,247
311 48 2,000 11,179 20 693 10,247
292 60 1,000 11,179 19 693 11,247
265 60 2,000 11,179 19 693 10,247
317 48 2,000 11,179 21 693 10,247
348 48 1,000 11,179 21 693 11,247
*Terms, Rates, and Tax are estimates an will vary based on BHPH dealer locations

Buy Here Pay Here Car Lots Knowing what to expect when visiting BHPH car lots is key into understanding what is going to happen and will lessen the chance that you get taken advantage of. You can see from the table above the more money that you put down, the lower the payment. The lower the payment, the more likely you are to succeed in making your payments on time every time.

Be prepared and understand the next time you go to buy a vehicle, knowing you have bad credit. You may not qualify for the best car loan rates and the terms may not be exactly what you were hoping for, but understanding that money down is crucial to having a reasonable monthly payment, which will allow you to rebuild that credit. Once you clean up your credit to 680 and above, your high interest rates will lower and you will again be in the driver’s seat the next time you go to purchase a vehicle.

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