Everett, WA resident Loraine has just submitted an auto loan application.
May 3, 2015 - 06:11 am
A pre-qualification for Roel from Connell, WA has just been approved.
May 3, 2015 - 03:46 am
Our Randle, WA dealership partner has just processed a bad credit auto loan application for Roshan from Randle, WA.
May 2, 2015 - 09:48 am
Abiodun from Silverdale, WA is approved for a no money down auto loan up to $25,000.
May 3, 2015 - 01:39 am
Our Washington used car lots have in house financing available
Buy a car with bad credit in WA cities through one of the many buy here pay here car lots in WA that are part of our Washington buy here pay here car dealer network.
Our Washington buy here pay here dealers also offer financing from the nation's most time-tested sub prime lenders.
When you apply online you can get approved before you visit a dealership in Washington with in house financing. Our application has zip code
routing so we will find a local dealer ready, willing, and able to sell you a car.
"I really enjoyed being treated as a person, not at all like the other dealership I went to. No pressure was shown. They cared
about the person, not just making the sale."
"What a great experience. Our rep was very excellent to work with. We thank you very much for working with us."
"Excellent service and great car. Very satisfied!"
Credit restrictions continue to loosen and more car loan lenders are giving approving car loans to car buyer with bad credit. During the economic downturn tighter credit restrictions caused significant problems for car buys with bad credit trying to acquire financing for automobiles. Now that car loan lenders are loosening their restrictions, sub prime car buyers are finding it easier to find car loans for poor credit
There are strong positive signs that car loans for bad credit customers are primed to dominate auto sales for years to come. Some would be car buyers are still in belief that it is near impossible to acquire an auto loan because of their poor credit situation, but it is up to the used car lot and car loan lending companies to educate them as to what avenues are available to them.
This is great news for shoppers that fall into the less than perfect credit category who are looking to get into a car loan with bad credit. Car buyers with low credit scores will, however, have to pay a higher interest rate than people with credit scores higher than 650.
Today, less than 10% of new car dealers offer deep subprime car loans, while nearly 30% of new car dealer dabble in subprime. So if you have a really bad credit score, one less than 550, you should choose the dealership you interact with carefully. If you donít, not only will you waste time, but it you may further hurt your credit score.
When you apply for a subprime auto financing
at a new car dealership that does not specialize in subprime financing, the finance manager will typically shot-gun your credit application to every car loan lender available. If, on the other hand, you apply with a new car dealer that specializes in subprime car loans they will analyze your credit application and credit report, as well as your available cash down payment, and select the car loan lender most likely to approve your car loan request.
The founders of BuyAndPayHere.com have been helping people with low credit scores below 550 find the right car dealer since 1995. Once you apply with us, you will be matched with a local new or used car dealership, that not only has a car loan lender to offer you a line of credit to buy a car, but cars on the lot the fit within the approval parameters and your available cash money down.