USA Buy Here Pay Here Auto Dealers

USA Buy Here Pay Here Auto Dealers Get used car financing at a local USA buy here pay here car lot. We have BHPH auto dealers in all fifty states, so your likely to get approved near your home even with bad credit, no credit, bankruptcy, repossession, or foreclosure. Get in house financing or lease to own from local car dealers with used car financing for any credit situation.
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USA Buy Here Pay Here Car Lots

Featured Buy Here Pay Here Dealerships

Credit Connection Auto Sales
2725 S. Midwest Blvd
Midwest City, OK 73110
Phone: (405) 733-9000
Contact Dealer: Online E-form
Drive Away Motors
8525 Seminole Trail
Ruckersville, VA 22968
Phone: (434) 990-1951
Contact Dealer: Online E-form
Summit Place KIA Waterford
2200 Elizabeth Lake Rd.
Waterford, MI 48328
Phone: (248) 682-6002
Contact Dealer: Online E-form
Oasis Auto Sales
248 Hwy 17 North
Palatka, FL 32177
Phone: (386) 328-9898
Contact Dealer: Online E-form

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Global Warming, Buy Here Pay Here, and Credit Scores

 
A recent study by Experian indicated that the average credit score for Americans was 692. On average, people in Minnesota had the best credit score average of 721 while Nevada had the lowest average 668. When ever we review data we always look for a pattern, what is the data telling us? We analyzed the top 10 states with lowest average credit scores and the states with the highest.
 
In each case we were looking for a common tread. Did the credit score stats have any thing to do with the political environment; do states with Democratic leadership have higher credit scores that states with Republican leadership? Or how about the work force; do states with a unionized work force have higher credit scores than states without.
 
We could not find a common tread from the empirical data presented by Experian and other empirical data available on the internet, except for one, climate. That�s right, climate. After spending countless hours collecting readily available data, crunching the numbers, only one data subset consistently tied in with the Experian data; climate.
 
From the data we collected we were able to deduce that in most cases, average credit scores are inversely proportional to the average temperature. The following tables demonstrate our point:

Top 10 USA States with the lowest credit scores:

StateAverage Credit ScoreAverage High Temp.Average Low TempAverage Temp
Nevada668805969.5
Texas670775767
Mississippi672765666
Louisiana674786169.5
South Carolina674765666
Georgia677725362.5
New Mexico677774963
Alabama680765666
North Carolina682705060
Arkansas683735363
 

Top 10 USA States with the highest credit scores:

StateAverage Credit ScoreAverage High Temp.Average Low TempAverage Temp
Minnesota721553746
South Dakota719573546
North Dakota719533242.5
Vermont716543343.5
New Hampshire714593647.5
Montana714553143
Iowa714604251
Wisconsin713564048
Massachusetts713594451.5
Nebraska712624051
 
Further evidence gathered from Google Insights for Search supports our theory. Aside from Chicago and Seattle, people in warmer climates overwhelming use the internet to search for bad credit.
 
Bad Credit and Google Insights
 
So how can we help? Many people with bad credit cannot get approved for auto financing to buy a car. Traditional lenders such as banks and finance companies only look at your credit score.
 
At BuyAndPayHere.com we match the items on your auto financing application with available lending programs in your local area. In our network, we have over 700 buy here pay here used car lots in the USA, so when you apply with us, your likely to find the right dealership the first time. Save time and unnecessary inquiries on your credit report, apply with us today.
 
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