BHPH Dealers in Washington > Seattle BHPH Dealers

Buy Here Pay Here Seattle, WA

Seattle, WA car lots with buy here autos and car dealers with bad credit lease financing. Leasing here used car lease to own loan options from local car dealer pay here dealerships. Seattle, Washington cars and bad credit finance from fresh start, we finance, guaranteed approval auto marts.

Get approved at car dealers with bad credit car leasing in Seattle, WA. At our approved poor credit car centers. You deserve a second chance to recover from a terrible credit rating. With tote the note fresh start guaranteed auto credit, you'll be on your way to rebuilding your auto credit rating and living a better life. To see for yourself how easy it really is, apply online today, and drive today.

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Available Used Cars in Seattle, WA

Used 2005 Ford Focus
Price: $3,200
Miles: 155,718
Used 1999 Ford Taurus
Price: $2,492
Miles: 143,491
Used 2003 Oldsmobile Alero
Price: $5,999
Miles: 198,053
Used 2009 Nissan Altima
Price: $6,482
Miles: 152,679
Used 2003 Dodge Grand Caravan
Price: $2,400
Miles: 203,156
Used 2012 FIAT 500
Price: $6,998
Miles: 66,727
Used 2010 Mitsubishi Galant
Price: $6,900
Miles: 115,479
Used 2007 Mazda MAZDA3
Price: $6,988
Miles: 54,963
Used 2007 Hyundai Tucson
Price: $6,999
Miles: 112,220
Used 2009 Kia Spectra
Price: $5,791
Miles: 64,585
Used 2011 Kia Sedona
Price: $5,900
Miles: 160,574
Used 1999 Honda Civic
Price: $4,897
Miles: 126,309

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Car Loans for Poor Credit

Car Loans for Poor Credit 197 48 Many people with poor credit do not understand their the difference between bank vs used car lot financing when it comes to buying a used car. It is true that the options vary based on severity of poor credit. Is your credit truly poor, or is it bad or really bad. The following table will help you decide.
 
Credit Rating Credit Score
Excellent 760
Good 720
Fair 680
Subprime 650
Poor 620
Bad 580
Really Bad 520
No Credit 0
 
When your credit is poor lenders look at several factors to determine how much they will approve you for. In addition to your credit score, auto lenders for people with poor credit consider your ability to repay the loan, your job and location stability, your current debt load, and most important, your flexibility.
 

Ability to Repay the Loan

This one just makes sense; you have to be able to afford a car loan and insurance payment. When calculating this, lenders looks at several factors, even the historical maintenance cost of the vehicle you want to buy.

Your Job and Location Stability

Lenders prefer approving people with poor credit that have lived in the same area and have worked in the same profession for several years. People that move around a lot, and have had several short job over several years create a much higher risk to the lender.
 

Your Current Debt Load

Are credit problems behind you, are you in the middle of them, or are they behind you? It much harder to get approved through a lender if your right in the middle of your credit problems, or if your credit report tells them that you are about to declare bankruptcy.
 

Your Vehicle Flexibility

If you’re more concerned about what you drive and your friend, neighbors, and co-workers perceptions of your vehicle as a status symbol, than you are a rebuilding a good credit rating, than a poor credit car loan though a lender is probably not for you. We’ve seen many people get trapped in the cycle of credit problems by over extending them selves with a used car loan, at a high interest rate, for 60 or 72 month.
 
If your truly concerned about rebuilding your credit rating the best bet is finance a cheap used car, for a short term of no more than 36 months. It may not be you dream car, but consider it a date, not a long term marriage. Once your poor credit car loan is paid off, you can move on to a more expensive car, at much better rates and terms.
 

Buy Here Pay Here

If you have really bad credit, short job time, a high debt ratio, and / or you move around a lot, chances are poor credit car lenders will not extend you a line of credit to buy a used car. That’s where buy here pay here car dealers come in. Many buy here pay here car lots approve auto loans without a credit check, it some ways it’s like renting a car, but at much lower payments.





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