BHPH Dealers in Indiana > Elkhart BHPH Dealers

Buy Here Pay Here Elkhart, IN

Elkhart, Indiana car lots with lease here, lease to own, buy here pay here finance leasing for used cars. You'll find a car you want to buy when financing autos from a car dealer with several used cars on the lot to choose from with many dealer loan options for people with bad credit or previous bankruptcy.

Auto marts with in house guaranteed approved, tote the note, 2nd chance financing in Elkhart, IN find it hard to complete with our auto sales and leasing programs for people with bankruptcy, poor credit, or terrible credit. Complete online application today. Once you apply, you'll be contacted by finance manager at one of our auto outlet car centers with the max you can borrow.

Request Dealer Financing Online Today!

Complete Your Request Today

Find a Used Car Today with BHPH or Lease to Own

Start your fast, easy, and secure request by filling out the fields below.

Terms of Use and Privacy Policy

Available Used Cars in Elkhart, IN

Used 2014 Chevrolet Sonic
Price: $5,646
Miles: 115,000
Used 2009 GMC Acadia
Price: $5,903
Miles: 173,086
Used 2003 Mercury Sable
Price: $4,864
Miles: 186,367
Used 2007 Chrysler 300
Price: $5,365
Miles: 205,709
Used 2012 GMC Terrain
Price: $5,802
Miles: 197,241
Used 2011 Buick Regal
Price: $5,400
Miles: 109,241

Find BHPH Dealers in Indiana

Buy a car with bad credit

If you're a car buyer in the market to buy a car and have bad credit, chances are you've been approached with advertisement that tells you that you can buy popular cars for bad credit no matter what your credit looks like. Many of these ads are from buy here pay here or "tote the note" dealers that have guaranteed credit approval programs. So how do you, as a consumer, sort through all this information?
 
It can be very difficult. Most dealers that advertise "guaranteed credit" bad credit car loans are buy here pay here dealers. These car dealers loan the money to buy the car themselves so they don't require a credit check and you make your payments weekly, bi-weekly or monthly directly at the buy here pay here used car lot. And while a no credit check is needed for the car loan, this type of bad credit car loan will do little to improve your FICO score (also known as a credit score). These dealers rarely report your positive payment history to the three major credit bureaus (Equifax, Experian and TransUnion), so making payments on time will not improve your credit score.
 
Another way to buy a car with bad credit is done by applying for credit at one of the national auto finance companies. Getting a car loan with one of these auto finance companies is more difficult than a "in-house financing" car dealer, but the sort of vehicle that qualifies for these lending programs is generally much newer with far fewer miles. Additionally interest rates are comparatively lower and the auto finance company reports your good payment history to the three major credit reporting agencies, thus by making your payments on time, you will improve your credit rating.
 
Regardless of your choice, In-house dealer financing and auto finance companies combined have lending programs for nearly any credit score and down payment situation.





Request an auto loan with no obligations and no fees

Save time when shopping for a car by finding financing first.