BHPH Dealers in Minnesota > Minneapolis BHPH Dealers

Buy Here Pay Here Minneapolis, MN

Minneapolis, Minnesota car lots with lease here, lease to own, buy here pay here finance leasing for used cars. You'll find a car you want to buy when financing autos from a car dealer with several used cars on the lot to choose from with many dealer loan options for people with bad credit or previous bankruptcy.

Get approved at car dealers with bad credit car leasing in Minneapolis, MN. At our approved poor credit car centers. You deserve a second chance to recover from a terrible credit rating. With tote the note fresh start guaranteed auto credit, you'll be on your way to rebuilding your auto credit rating and living a better life. To see for yourself how easy it really is, apply online today, and drive today.

Request Dealer Financing Online Today!

Complete Your Request Today

Find a Used Car Today with BHPH or Lease to Own

Start your fast, easy, and secure request by filling out the fields below.

Terms of Use and Privacy Policy

Available Used Cars in Minneapolis, MN

Used 2012 Ford Focus
Price: $6,499
Miles: 122,559
Used 2010 Ford F-150
Price: $6,250
Miles: 212,072
Used 2008 Subaru Impreza
Price: $4,995
Miles: 192,540

Find BHPH Dealers in Minnesota

No Money Down Auto Lenders

About every 36 months, most of us fantasize about buying a new or used car, especially if we could find online used car loans with no money out of pocket. Having a newer car will make it easier for you to get to your job and not have to worry about whether or not your car is going to make it. Unfortunately, not everyone has a lot of cash money on hand in these trying times.
There are ways to be able to get a car loan with no money down, but there are certain requirements that need to be met in order to achieve this. First, we recommend that you have an excellent credit score; at least 700 or above. Second, you must have excellent credit history over a long length of time that shows you have paid all of your obligations on time most every time. Third, you need to have steady income, stable employment with no job hoping in the past couple of years; this shows lenders that you are stable in your employment. The final step is that you need to have stable housing environment; this shows the car loan lenders that you have a stable home life and are not a risk of moving out of state and being delinquent on the loan.
No Money Down Auto Lender Criteria
Credit ReportIf you had credit problems in the past, auto lenders prefer if they can isolate you bad credit problem to a specific period of time. They shy away from people that have had several credit issues spread over a long period of time.
Length of EmploymentPeople that have been with the same employer or in the same line of work for several years get approved for no money down auto loan more often than people that don�t.
Area StabilityThe same hold for where you live. Auto lender prefer people that have lived in the same area for a number of years. If they see several states of residence listed on your credit report it scares them.
Debt Ratio & Disposable IncomeHow do you monthly obligations compare to your monthly salary? Lenders pay close attention to this number. It does not matter to the lender how much you make, it�s what left over after paying all your current obligations that counts.
Loan Amount versus Vehicle ValueTo get approved to buy and finance a car with no money down the lender typically has to lend the borrow more money than the car is worth to pay for the sales tax and other fees not included in the vehicles sale price. Only people with higher credit scores are eligible for this type of over advancement.
If you have no money down and a credit score under 700 there still are chances you can buy a car. If this is the case for you, you have to be extremely flexible on what you are willing to drive. The lenders will not change their lending practices just to help you buy a car with bad credit and no money down because you are good person. They will only lend you what they perceive the value of the vehicle and not the extra money to pay the government their share of the transaction. So the car dealer will have to get you a great deal on a car you want to buy, and give some of their profit away.

Request an auto loan with no obligations and no fees

Save time when shopping for a car by finding financing first.