BHPH Dealers in Wisconsin > Milwaukee BHPH Dealers

Buy Here Pay Here Milwaukee, WI

Milwaukee, WI lease to own buy here pay here autos. Car dealer used car loan finance for people with any credit situation: poor credit, bad credit, bankruptcy, no credit, medical bills, tax liens, even recent foreclosure. Financing or leasing is available with pay here bad credit dealership cars.

Many dealership bad credit, 2nd chance financing for poor credit or terrible credit don't have approved car centers with tote the note, in house leasing. So if you're looking for a fresh start and a guaranteed auto credit mart outlet with in house, any one's approved, we finance, lease or buy options you've come to the right place. Apply today, and you could be in your new used car tomorrow.

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Available Used Cars in Milwaukee, WI

Used 2009 Mazda MAZDA6
Price: $6,790
Miles: 127,507
Used 2006 Chevrolet Equinox
Price: $5,400
Miles: 159,173
Used 2005 Toyota Sienna
Price: $6,498
Miles: 241,732
Used 2009 Toyota Sienna
Price: $6,956
Miles: 172,639
Used 2011 Toyota Yaris
Price: $5,995
Miles: 131,258

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What is Guaranteed Auto Financing

Guaranteed auto financing is a popular option for people with really bad credit. When your credit is good, lenders approve new & used car financing based on your history of paying your bills on time, so occasionally the lender will lend people with fair to good credit more money than the vehicle is worth; a good example of this is negative equity car loans.
 
When your credit is really bad the lender approves the loan based on the collateral value of the vehicle, so there is not a set amount that you are approved for. Most guaranteed auto financing lenders will let you borrow between 80% and 90% of the wholesale value of the new or used car. Most car dealers, however, sell cars for retail, which is on average 10% above the wholesale value.
 
The following table demonstrates how guaranteed auto financing would work based on a 90% collateral value loan amount.
 
Wholsale ValueRetail ValueLicense & Tax FeesTotal PriceGuaranteed Loan AmountMoney Down
$2,700.00$3,000.00$195.00$3,195.00$2,430.00$765.00
3,600.004,000.00260.004,260.003,240.001,020.00
4,500.005,000.00325.005,325.004,050.001,275.00
5,400.006,000.00390.006,390.004,860.001,530.00
6,300.007,000.00455.007,455.005,670.001,785.00
7,200.008,000.00520.008,520.006,480.002,040.00
8,100.009,000.00585.009,585.007,290.002,295.00
9,000.0010,000.00650.0010,650.008,100.002,550.00
9,000.0010,000.00650.0010,650.008,100.002,550.00
9,900.0011,000.00715.0011,715.008,910.002,805.00
10,800.0012,000.00780.0012,780.009,720.003,060.00
11,700.0013,000.00845.0013,845.0010,530.003,315.00
12,600.0014,000.00910.0014,910.0011,340.003,570.00
13,500.0015,000.00975.0015,975.0012,150.003,825.00
14,400.0016,000.001,040.0017,040.0012,960.004,080.00
15,300.0017,000.001,105.0018,105.0013,770.004,335.00
16,200.0018,000.001,170.0019,170.0014,580.004,590.00
17,100.0019,000.001,235.0020,235.0015,390.004,845.00
18,000.0020,000.001,300.0021,300.0016,200.005,100.00
 
As you can see, a 90% collateral loan translates into roughly 75% of the entire cost of buying a used car at a retail price. So it's easy to see that the most important part of guaranteed auto financing is having a cash down payment.





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